The price of the phone (as well as the agreed calls, texts and data) is covered by your monthly payment. Paying it off over the length of the contract means you can spread the cost.

Compared to pay-as-you-go, a pay monthly deal will allow you to get bigger bundles of calls, data and texts to use over the month. You won’t need to remember to top up each month, as there’s just one payment taken automatically from your account.